My Credit Cards Blog

Anyone who has the Regular Gold Delta SkyMiles Card (15K bonus miles) or the Business Gold Delta SkyMiles Credit Card (15K bonus miles) is automatically a member of Delta Skymiles Club. You can get a free round-trip airline ticket with this 25K bonus Delta Skymiles promotion.

From the website:

When it comes to earning rewards, it’s all about knowing the right people. With over 100 participating non-airline partners, chances are wherever you are and whatever you’re doing, you can be earning miles. And now, between January 15 and March 15, 2008, you can earn 3,000 bonus miles for doing business with just 3 unique Delta SkyMiles partners—and up to 25,000 bonus miles with 25 unique partners. Here’s how it works:

Unique Partner / Activity Bonus Miles Awarded
3 / 3,000
6 / 6,000
12 / 12,000
20 / 20,000
25 / 25,000

Make sure you sign up through the promotion first and then take part in 25 unique partner activities for 25K bonus skymiles. The hard part is finding the easiest and cheapest activities to join. Here’s a list (let me know if you find something simple and easy):

Unique Partner Activites: (got these ideas from Azurik of fatwallet, Volkswankin of SD, and iCorpRoaddie of Flyertalk)

1. Buy one iTunes song through SkymilesShopping
2. Transfered 1,000 AMEX Membership Rewards Points for 1,000 Delta SkyMiles
3. Opened a kodakgallery acct and got 20 free prints
4. Bought fast food using my credit card registered through RewardsNetwork
5. Transfered 1,500 Starwood Preferred Guest points for 1,500 Delta SkyMiles
6. Converted $25.00 to 500 Skymiles using eRewards
7. Free quote from Ameriprise online (no SS# required)
8. Made a purchase at 1-800-Flowers (BONUS: one also earns 25 miles per $1 spent, along with 1,000 bonus miles)
9. AMEX Delta Gold credit card purchase (any Delta-branded card will do)
10. Staples.com purchase (a roll of scotch tape) through SkyMall or Free DVD through Skymall (Search for item 102525820)
11. Points.com (point/mile swap for SkyMiles)
12. SkyMiles Dining by Rewards Network (one restaurant purchase)
13. Purchase minimum amount of SkyMiles through Delta
14. Another iTunes from Shop4miles
15. Join FastBreak @ Budget (seems to generate a unique activity + an “extra” bonus of 1000 miles)
16. Avis
17. Hertz
18. Omni Hotel
19. SkyMall
20. Miles Purchase
21. deltawebmall (http://skymilesshopping.com)
22. Netflix
23. e-reward redemption
24. shutterfly.com
25. Alamo
26. i-Dine
27. Aero Mexico flight

Gold Delta SkyMiles® Credit Card

• Earn 15,000 bonus SkyMiles® after your first purchase with the Card
• Earn 2,500 bonus miles for adding an Additional Cardmember with their application
• Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
• Earn one SkyMile for virtually every dollar you spend
• No annual fee for the first year, then $85: $30 if you are a qualified American Express Cardmember
• Express Approval. Get a decision in less than 60 seconds.

Apply Now!

Gold Delta SkyMiles® Business Credit Card from OPEN^SM the small business team

• Get 15,000 SkyMiles with first purchase
• Earn up to 30,000 Bonus Miles in your first year
• Save 5% on all Delta flights with your Card
• One Delta mile for virtually every dollar you spend
• No annual fee for the first year - a savings of $85
• Unlimited fee-free Additional Cards
• Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.

Apply Now!

Miles by Discover® Card gives you 12,000 miles if you make one purchase every month during the first year. You can exchange 10,000 miles for $100 travel credit according to the Discover miles chart. Another option would be spending $50 for an additional 100 double miles, then you can exchange 12,100 miles for a $50 gift certificate and a $25 cash credit.

For $100 gift card, you must have 14,400 miles to qualify according to this chart.

Here’s the fine terms on the bonus:

Terms of 12,000 BONUS MILES OFFER: Earn, 1,000 bonus Miles each calendar month you make a purchase for 12 months from the date your account is opened, with a cap of 12,000 bonus Miles. Bonus Miles will be applied within 8 weeks. We are not responsible for merchant delays in processing transactions. This promotional offer is in addition to the Standard Miles earned on purchases.

Miles by Discover® Card gives you 12000 bonus miles if you make one purchase every month during the first year

• Book any travel through any airline, travel agent or online travel site
• Double Miles on up to $3,000 in travel and restaurant purchases each year
• 1 Mile for every $1 on all your other purchases
• Unlimited Miles that never expire as long as you use your card
• Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles.

Apply Now!

For those that are paying thousands of dollars in income tax, how would you like to get 2.51% of that back? Lets say you gotta pay $10K in taxes for last year income. If you get 2.51% of $10K back, that is $251 free money back to you. Too good to be true?

First, make sure you have less than 3 Citi Cards so you can apply for the Citi CashReturns Card. The CashReturns card gives you 5% cash back on everything for 3 months. You heard me right, yes 5% cash back on EVERYTHING for the first 3 months with the Citi CashReturns Card. You wondering, I thought you only get 2.51% cash back?

There is a new site Official Payments that allows you to pay your taxes with credit cards. The site charges 2.49% processing fee, therefore you will get 2.51% back from the 5%. This is legit.

From the website:

Official Payments provides electronic payment services to the United States Internal Revenue Service, 25 States, and more than 2,500 local collecting organizations nationwide. The payment pages for each are linked on this website, and grouped into one of the three categories shown below. Select “Pay Now” to begin the process. You can also search for our payment partners by zip code.

You might worry that your approved credit limit is not big enough. It’s simple to raise your credit limit by 1) Ask them to increase your credit limit once approved 2) Transfer your credit limit to your new Citi CashReturns Card from other Citi cards.

There is NO CAPS or LIMITS for cash back earning. Remember, you have 3 months for 5% cash back on Everything. Time the 3 months window right so that you can make all your big purchases during this 3 months. Best time to get this card would be paying your taxes, upcoming wedding, renovating a house, paying your tuition bills, etc etc. Many readers have told me they got over $1000 back with their holidays spending last year.

After signing up for the Citi CashReturns Card, the 3 months officially starts during your application and not the day you got your card in the mail. I would spend everything on this card, whether it’s a getting a coffee at Starbucks or filling up my gas tank. The best part is getting cash back and not Thank You points. Checks will be sent automatically upon earning $50.

Tips:

*If you are converting to this Citi CashReturns from another Citi card, you will not get the 5% Cash Back Promotion.*

**I would even buy gift cards for places you know you will shop. Hence guarantee 5% cash back for the future. Examples: Walmart, gas stations, groceries stores, etc**

***Another site similar to official payment is Pay1040 ***

Quick Summary Citi CashReturns^SM Card:

• Earn 5% cash back on ALL purchases for 3 months
• Earn 1% cash back on ALL purchases and eligible cash advances after the first 3 months
• NO LIMIT and NO EXPIRATION on the amount of cash back you can earn
• Checks will be sent automatically every time you earn $50 - no calling necessary
• 0% APR* on balance transfers for 12 months
• No Annual Fee

Apply Now!