American Express and Costco is giving away $25 bonus after first purchase for the TrueEarnings Card. The TrueEarnings Card from Costco and American Express offers 3% on gasoline and restaurants, 2% for travel, and 1% everywhere else. Their is no cap on the cash back because it’s unlimited. This is a must have card for those shopping at Costco.

There is no annual fee for those with a Costco membership. There are many benefits to shop at Costco:

1. All year round low prices on most items and no need to wait for special sales like supermarkets.
2. Bulk packages of name brands which offer cheaper prices.
3. Great quality with photo printouts with cheap passport photo development.
4. Excellent Customer service with the best return policy.

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Those with a TD Bank Visa Debit Card, you can now register and use your super card for the supermarket to get 10% cash back. Just use your TD Bank Visa Debit Card and get $10 back for every $100 spent on groceries – up to $50.
On top of the 10% bonus, you get to play the Daily Debit Dash for a chance to win $500.

Sign Up Link TD Bank Debit Bonus

Sign for grocery purchases from Jan 17 – Mar 6, 2010 with your TD Bank Visa Debit Card,
and you’ll get a $10 TD Bank Visa Gift Card in the mail for every $100 spent on groceries
– up to $50. See Super Card Terms for details.

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Good news for those with the Discover Card 0% Balance Transfer for life; you no longer required to make 2 minimum purchases to get the 0% APR.

Here’s a recent email:

Thank you for your recent inquiry regarding the extension of the balance transfer rate on your Discover Card account.

Great News! You no longer have to make transactions in order to extend your balance transfer rate on your transferred balance per the terms of the original offer.

Please keep in mind that if you pay late, the promotional Annual Percentage Rate (APR) will end, and we may increase all of your APR’s to a variable Default Rate of up to 29.99%. This change does not affect any other Balance Transfers or other promotional rates and terms that you may have on your account.

Remember, Discover Card rewards you with CashBack Bonus for the things you buy. We did not advertise this as we encourage you to continue using your account for your purchases to increase your CashBack Bonus balance.

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I’ve reading on a few articles the Credit Card Act goes into effect on Feb. 22, and it seems like Credit Card companies will take a closer look at your household income on your applications.

From the article:

“We’re headed down the road where if you can’t verify your income, you can’t get a credit card,” says John Ulzheimer, president of consumer education for Credit.com, a card-comparison Web site

CC companies are doing everything in their power to cut your credit limit. On one hand, I don’t think people who is not credit “worthiness” should get credit. This prevents people from buying things they cannot afford. On the other hand, this is how CC companies make money by people borrowing money and paying interest each month.

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If you have insurance on your cell phone, you might consider getting a PenFed Visa Platinum Card. The card gives you free cell phone protection and reimburse you up to $250 minus $50 deductible twice a year. Another top perk is the 5% unlimited cash back for gas at the pump. In order to qualify, [...]

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