Do you have any loan, whether it’s a car loan or a personal loan, that is greater than 3% APR interest rate? If so, then you need to apply for the Advanta Life-of-Balance Platinum Card. The card gives you 2.99% APR fixed for life when you balance transfer within 3 months of getting the card. On top of the low interest rate, there is absolutely no balance transfer fee. There is also no annual fee. Even though this is a business card, anyone can apply.

Whether you have a home-based business or that you have sold something on Ebay, you can apply for a business credit card. You can put your name as the business name and your social security number as the tax id. Your business is called sole proprietorship and it’s perfectly legal with the IRS.

Of course if you can pay your loan in less than 12 months, then you would rather check out these 0% APR for 12 months with no balance transfer fee cards. The Advanta card is for those who want to lower their high interest rate and pay it off for years to come. The 2.99% APR fixed rate is even less than inflation. By using this card to balance transfer, you will be saving hundreds and possibly thousands depending how big your loan and high your interest rate. Lastly, the balance on your business cards does not show on your personal credit report. This will have a positive impact on your credit report due to low debt/high credit limit ratio.

Advanta Life-of-Balance Platinum Card

• 2.99% Fixed APR for Life on balances transferred within 3 months
• Choice of 6% Cash Back or Travel Rewards
• No Annual Fee and No Limit on Earnings
• $0 Fraud Liability
• Personalized card — your company name on the top of the card

Apply Now!