For those with a good credit score, then Blue Cash from American Express is your best bet for a great cash back rewards program. Kiplinger’s personal finance called it the best cash-rebate. Here’s how the rebate formula set up. After $6500 in spending, it has unlimited cash back savings with 5% rebate on “everyday purchases” at supermarkets, gas stations, and drugstores. For all other purchases, you may earn up to 1.5% cash back.

As with every American Express credit card, cardholders get buyer’s assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance. There is no annual fee. Six months of 0% APR on purchases is standard for all new cardholders. There is also 4.99% APR fixed rate for balance transfer if you requested balance transfer with the application.

Quick Summary:

• Up to 5% Cash Back with Unlimited
  Cash Rewards
• Earn unlimited cash back
• 0% Intro APR for 6 months
• Low Balance Transfer rate – 4.99% fixed APR for the
  life of the balance
• No Annual Fee

Apply Now!

For those who plan to maximize their rewards, Blue Cash from American Express is highly recommended.