To me, fulfilling the $1000 purchase requirement can easily be done in three months. You can purchase American Express gift card utilizing this method. This offer is a quick easy way to make $250 bonus. There is no fees for first year.

Terms:

* For a limited time – earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months, redeemable toward one domestic coach-class ticket. Offer expires 04/27/2010.
* Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
* Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
* No annual fee for your first year, a savings of $175

“Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.”

Here are the fine print:

• Turn 2% of purchases into a contribution for your Fidelity IRA
• No limits on cash rewards
• No annual fee
• You’ll earn 2 points for each $1 you spend on purchases
• Reach 5,000 points after you make $2,500 in purchases and $50 can be automatically swept into your Fidelity IRA as a current year contribution or other Fidelity account
• Enjoy more flexibility with additional WorldPoints rewards options, including travel, merchandise, travel, and other rewards

As highlighted in bold above, the cash back does not has to be in an IRA account. You can have your cash back automatically deposit into a MySmartCash account which is like a checking account. Simply open your MySmartCash account and link it to your new Fidelity Retirement card.

Some other benefits include 24-hour customer service, zero fraud liability and identity theft recovery service, retail purchase protection for merchandise, Payment flexibility, and travel security benefits including car rental loss & damage insurance and travel accident insurance.

$25 Ohio 529 College Advantage Bonus

The $25 referral bonus Ohio 529 College Advantage plan is back. Anyone can join! So sign up today for the $25 bonus. Good until June/30/2010. Sign up now before it’s too late!

Do you have a college savings plan for your kid’s education? Even if you don’t have any kids, you could still open this Ohio CollegeAdvantage plan for $25 using my referral code 2440330

There is no fees and the process takes less than 5 minutes. Anyone can join from any State. I’ve personally refer my friends and family. Highly recommended!

Here’s what to do:

1. Sign up online here. No need to mail in anything, just give your information such as Name, Address, DOB, etc.
2. Choose a login/password and you will verify your email to continue your application.
3. Choose your funding option and along with $25 deposit. Enter your routing and checking account number.
4. Now make sure to enter the referral code in order to get your $25 bonus: 2440330
5. They will withdraw your initial deposit in less than 3 days, and your referral bonus will come in 7 days.
6. After you get your bonus, you can cash out by using this withdrawal form.

Here’s the email:

Dear XXXXXXX,

Congratulations! You are now eligible to receive your annual complimentary Credit Score and Report, exclusively for American Express ® Cardmembers.

Log in now to see My Credit Score and Report

With this valuable benefit, you will be able to:

* Ensure that the information on your Credit Report is accurate and up-to-date
* Find out if anyone else has viewed your Credit Report
* See how information in your Credit Report affects your Credit Score

With such great complimentary benefits, it’s easy to stay on top of your personal credit information.

Want a more comprehensive look at your credit? By enrolling in CreditSecure® you’ll get:

* Unlimited access to your 3 national credit reports and scores
* 3-Bureau daily monitoring
* e-mail alerts of key changes to your credit activity.

To get the complete picture, enroll in CreditSecure at: www.americanexpress.com/mycreditsecure.

Sincerely,

Customer Care

You must be a new customer in order to get it free for 30 days. No need to be reminded to cancel which is absolutely great. More info on their free credit report and score FAQ.

American Express Premier Gold $150 Bonus

The American Express(R) Premier Rewards Gold Card is currently offering 15000 bonus points = $150 gift cards after $1000 in spending in your first 3 months. You can order coins to fulfill this promotion to do this quickly. This offer is a quick easy way to make $150 bonus. There is no fees for first year, so I would cancel the card before the anniversary if you don’t find it useful.

Offer Details:

1. Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. MR points are very versatile, and can be converted to 15,000 frequent flier miles in a number of programs (or 10 Southwest credits), or you can simply get $150 in gift cards at several stores like Home Depot, Crate & Barrel, or Macy’s. I think you can also get cash equivalents at a reduced ratio.
2. Offers 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
3. Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
4. No annual fee for your first year. After that it is $175.

Make sure you log in membership rewards to register your hours worked to earn your points. You could also donate your points to charity.  Volunteering is a wonderful thing; earning extra points is just icing on the cake.  It’s nice to hear a feel good story with American Express instead of credit card companies taking advantage of the consumers.

Top American Express Cards:

Blue Cash® from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back rewards program. This card has no annual fee and an average rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card also has a 0% introductory rate for the first six months of membership that can be applied toward purchases.

The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program. A 1% rebate is earned on general purchases, 2% is earned for travel-related purchases, and 3% is earned for restaurant and on gasoline purchases up to $3,000 (1% thereafter). There is no limit to the amount of cash rebates that can be earned. There is also no annual fee for this card with a paid Costco membership. This card also provides many common benefits and services.

$100 AmEx Preferred Rewards Gold Card

American Express Preferred Rewards Gold Card gives you 10,000 bonus points when you spend $500 within the first three months. The 10,000 points can be exchanged for $100 in gift card to stores such as Gap, Home Depot, Barnes & Noble, etc.

This is a good card for frequent travelers since the membership rewards program allows you to earn unlimited points that do not expire.

There is no fee for the first year. If you do not find the card worth keeping, make sure to cancel the card before the first year anniversary.

Here are some more details about the card:

• First year fee-free – $125 Thereafter
• Get 10,000 Membership Rewards® points redeemable for Rewards right away
• No Pre-Set Spending Limit
• The Membership Rewards® program – a fast, flexible rewards program that lets you
  redeem travel rewards on over 21 airlines.
• Gold Card Events—exclusive access to tickets for select concerts, shows,
  major sporting events, and more in cities nationwide
• Global Assist® Plus Hotline and many more benefits included.

Apply Now!

The American Express Card, the American Express Rewards Green Card, the American Express Preferred Rewards Green Card, the American Express Gold Card, the American Express Rewards Gold Card, the American Express Preferred Rewards Gold Card, the American Express Rewards Plus Gold Card, and the Premier Rewards Gold Card from American Express .

From the website:

We’d like to say thank you for being a valued Card member. To participate, just register your Card and start enjoying meals at either The Capital® Grille or The Cheesecake Factory®—or both! Once you reach your spending threshold at a restaurant, your statement will reflect a 20% credit on future meals at that restaurant. Register and reach the spending threshold before June 15, 2010 to dine for less. Three easy steps…

American Express Premier Gold $150 Bonus

The American Express(R) Premier Rewards Gold Card is currently offering 15000 bonus points = $150 gift cards after $1000 in spending in your first 3 months. You can order coins to fulfill this promotion to do this quickly. This offer is a quick easy way to make $150 bonus. There is no fees for first year, so I would cancel the card before the anniversary if you don’t find it useful.

Offer Details:

1. Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. MR points are very versatile, and can be converted to 15,000 frequent flier miles in a number of programs (or 10 Southwest credits), or you can simply get $150 in gift cards at several stores like Home Depot, Crate & Barrel, or Macy’s. I think you can also get cash equivalents at a reduced ratio.
2. Offers 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
3. Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
4. No annual fee for your first year. After that it is $175.

It has been reported that they only do soft pulls for credit limit increase. Also, if your CLI request is granted, you have to wait 30 days before you can request another CLI.  Finally, if you requests for CLI are still being deny, then it’s better to get a new American Express card.

American Express Cards:

Blue Cash® from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back rewards program. This card has no annual fee and an average rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card also has a 0% introductory rate for the first six months of membership that can be applied toward purchases.

The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program. A 1% rebate is earned on general purchases, 2% is earned for travel-related purchases, and 3% is earned for restaurant and on gasoline purchases up to $3,000 (1% thereafter). There is no limit to the amount of cash rebates that can be earned. There is also no annual fee for this card with a paid Costco membership. This card also provides many common benefits and services.

From the website:

1. How does the Extended Warranty work?
When you charge the cost of a covered product with your American Express® Card, the Extended Warranty will extend the terms of the original manufacturer’s warranty for a period of time equal to the duration of the original manufacturer’s warranty, up to one additional year on warranties of five years or less that are eligible in the U.S.

Make sure to keep the following items to file your claim: the original purchase receipt, the product warranty card, your AmEx statement, and the broken product.

Want to file your claim? Call their Extended Warranty Hotline at 1-800-225-3750.  Once you file your claim, check your status by checking at www.americanexpress.com/onlineclaim. Be prepared to wait two weeks for the claim to process after submitting support materials.

You don’t have an American Express Card? Check out these hot bonuses below:

$100 Starwood Bonus

Starwood Preferred Guest® Credit Card from American Express gives you 10000 bonus Starpoints after first purchase. This can be converted to $100 gift card.

• Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
• Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
• No annual fee for the first year and $45 thereafter
• Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
• Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
• Express Approval. Get a decision in less than 60 econds. Apply Now!

$100 AmEx Preferred Rewards Gold Card

American Express Preferred Rewards Gold Card gives you 10,000 bonus points when you spend $500 within the first three months. The 10,000 points can be exchanged for $100 in gift card to stores such as Gap, Home Depot, Barnes & Noble, etc.

This is a good card for frequent travelers since the membership rewards program allows you to earn unlimited points that do not expire.

There is no fee for the first year. If you do not find the card worth keeping, make sure to cancel the card before the first year anniversary.

Here are some more details about the card:

• First year fee-free – $125 Thereafter
• Get 10,000 Membership Rewards® points redeemable for Rewards right away
• No Pre-Set Spending Limit
• The Membership Rewards® program – a fast, flexible rewards program that lets you
  redeem travel rewards on over 21 airlines.
• Gold Card Events—exclusive access to tickets for select concerts, shows,
  major sporting events, and more in cities nationwide
• Global Assist® Plus Hotline and many more benefits included.

Apply Now!

Expect a Hard:

1. Barclay’s Business (i.e. Bank Atlantic) – per call on, but soft when done to new account.
2. Chase – always a hard pull
3. Citi – hard pull is definite if they ask for income verification.
4. Discover – hard pull at or beyond 15k
5. FNBO – Always hard through form.

No Hard Pull:

1. Juniper / Barclay’s – call the CSR on the back of your card and ask for an increase.
2. Discover (personal) – credit limit increase $2K every six months by calling 1-800-DISCOVER. It’s a soft pull.
3. US Bank (personal) – increase credit limit by 20% every 3 months with usage .
4. Wells Fargo – Call CSR and ask for increase without hard pull. They might say “we have to hard pull” then just talk to another CSR later.
5. USAA – Choose soft pull for additional review.
6. Citi – You can do this within your online account. CLI is instant unless ask for income verification.
7. AMEX – Use online form for no-hard CLI. If your credit limit is more than $25K, don’t bother asking. Otherwise they might reduce your credit limit.
8. Bank of America – Use online form for no-hard CLI.
9. WalMart – Use online form for no-hard CLI. Every 6 months usually.
10. Principal – No credit check for pre-approved limit increase.

Chase Sapphire $100 Bonus

Currently, Chase Sapphire(SM) Card is giving away 10,000 Bonus Points after first purchase. The 10,000 bonus points can be cashed in for a $100 check. There is no annual fee with the Chase Sapphire Card. I personally have this card and got a $100 Check.

With the Chase Sapphire Card, you get 2X on all airfare booked through Ultimate Rewards. There is no earning caps, point expiration, or blackout dates. Also, earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall and 1 point for every dollar on all other purchases. Chase gives you 24/7 Dedicated service advisor (No voice recording) with premier travel protection benefits.

There is no annual fee for those with a Costco membership. There are many benefits to shop at Costco:

1. All year round low prices on most items and no need to wait for special sales like supermarkets.
2. Bulk packages of name brands which offer cheaper prices.
3. Great quality with photo printouts with cheap passport photo development.
4. Excellent Customer service with the best return policy.

If you do go and sign up for a Costco membership, then go through this special link for:

1. FREE rotisserie chicken
2. FREE photo processing
3. FREE Kirkland Signature™
4. 2 lb. bag of coffee and more!!!

True Earnings® Card from Costco and American Express

• Earn cash back on gas and a $25 statement credit with your first purchase made with the Card!
• Earn cash back virtually everywhere you go – 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
• No Annual Fee with your paid Costco Membership
• The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
• No Limit on the Cash Back earned Apply Now!