My Credit Cards Blog

I go to Subway a lot. Then I ran into this Subway AmEx promotion, whereas you can get a free $20 Pre-paid movie card when you buy $75 Subway gift card. You can get 3 maximum, hence $60 pre-paid movie card for $225 Subway gift card. Of course this would only make sense for people who are going to subway all the time like myself.If you don’t go often, a better deal would be buy 3 - $25 subway gift card to get 3 - $10 prepaid movie card. You must pay with your American Express Card and the offer expires 1/31/08.

Platinum Business FreedomPass Credit Card from OPEN the small business team is a great card with a great rewards program. Right off the bat, the FreedomPass card gives you 5,000 bonus points with the first purchase. The 5000 bonus points can be converted to a $50 gift card from stores such as Home Depot, Gap, Blockbuster, Barnes & Noble, Banana Republic, and so on.

Whether you have a home-based business or that you have sold something on Ebay, you can apply for a business credit card. You can put your name as the business name and your social security number as the tax id. Your business is called sole proprietorship and it’s perfectly legal with the IRS.

The rewards program is 1 point per dollar spent on the card, with an additional $100 savings for every 7,500 points you accrue. The points never expire, and there are no blackout days or restrictions on use of the points. By the way, there is no annual fee. The online services can help you manage your accounts and track charges made with the card.

There is also a 0% introductory interest rate on purchases for 12 months. This is a great card to make purchase, then pay the minimum only. Since it’s 0% APR on purchases, there is no interest money to be made on you. Instead of paying off each month, you can deposit that money into a 5% savings account. Just make sure that you pay off the entire balance once the promo is over. Last but not least, cardholders benefits include insurance for travel, car rental insurance, and further discounts from other retailers.

Platinum Business FreedomPass Credit Card from OPEN the small business team

• 5,000 point welcome bonus with first purchase
• Earn 1 point for every dollar you spend
• Redeem for savings on any flight, hotel, car rental or cruise
• No blackout dates and no travel restrictions
• 0% Introductory APR on purchases for the first 12 months
• No annual fee and the option to pay over time or pay in full
• Fee-free Additional Cards
• OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more

Apply Now!

Do you have the AmEx Costco credit card? Earn a $10 Costco Cash Card when you Pay Your Wireless Phone Plan
with your American Express Costco Card.

From the website:

Enroll now and you can earn a $10 Costco Cash Card when you use your American Express Costco Card to automatically pay your wireless phone plan. To be eligible for this offer you must also contact your wireless service provider and request to use your American Express Costco Card to automatically pay your monthly phone bill. Offer good from now until January 15th, 2008.

One of the best business cards out there is the American Express SimplyCash Business Card. It’s by far the most generous rewards for business owners with its cash back on their purchases and the resources for their businesses. If you have decent credit score, then you need to capitalize on its cash back reward program.

Here are the specifics on the cash back reward program:

• Minimum rebate of 1% on almost all purchases
• Maximum of 5% rebate on selected category of purchases

Don’t forget that, unlike most rewards program, you will earn cash back automatically on its monthly statement credits.

The 5% rebate on purchases include automobile gasoline, wireless telephone services, equipment in office and other supplies. What is best part of all of this? There is no limit to the earn cash back.

Basic Features

Check out these basic features of Simply Cash from American Express:

• Absolutely no annual fee
• 12 months 0% introductory rate on purchases
• Interest rate is low on balance transfers and purchases
• 7.99% introductory rate on balance transfer for the life of the loan

Top Features

The best features are in its OPEN(r) program of Simply Cash Business card. You can access the OPEN(r) network that provide special services for small businesses and their owners. It locates resources and discounts to help owners run their businesses. American Express gives you the option of providing each of your employees with Simply Cash Business Card to pay for qualified expenses. There is absolutely no fee for the additional cards.

Their Open Savings program save you money on travel and shipping expenses from well known companies such as Hyatt Hotels, FedEx, Hertz, and many more. These savings are stackable with any other savings you might already received. Other features include online management, whereas you can access summary of your accounts and track charges from the Expense Management Reports. In your account, you can chat and pose questions to other small business owners to help expanding your business. There is also advice from experts through the online tool to help you save and built a successful business.

American Express SimplyCash Business Card gives you more additional services and benefits such as travel purchase protection, special discount from retail outlets, and accidental insurance.In conclusion, AmEx Simply Cash is a must have card for those those with a small business.

Quick Summary:

• Earn 5% cash back on gas, office supplies and wireless services
• Earn 1% on cash back on virtually all other purchases
• No limits to the cash back you can earn
• Cash back is automatically credited to the statement each month
• 0% introductory APR for the first 12 months
• No fee with the flexibility to pay in full or carry a balance
• OPEN Savings® : Automatic discounts with FedEx, Delta®, Courtyard by
  Marriott®, and more

Apply Now!

Planning a wedding comes with a lot of pressure and expenses. That is why American Express teamed up with theknot.com to create the The Knot Credit Card. They will start you off with 5000 bonus points after first purchase. You can redeemed the 5000 points for a $50 gift card. If you spend $15000 on the card, AmEx will give you an additional 10000 bonus points.

Couples can consolidates expenses and earn rewards on their purchases. You will get a point for every dollar you spend. You’ll earn a reward point for every dollar you spend. The Knot Credit Card has no annual fee and come with the wedding planning kit you receive. An extra bonus is the $50 discount from American Express Vacations and 10% discount at The Knot Wedding Shop.

The Knot Credit Card gives you purchase protection coverage, car rental insurance, travel accident insurance, and many more options to review all charges made to the card through your online account manager. Planning a wedding is a special time in your life. Let the Knot Credit Card from American Express make the details of paying simple so you can focus on the things that matter most.

Key Features

• Start out with a great wedding gift - 5,000 Membership Rewards® points the first time you use the Card, which can be redeemed for a $50 gift card.
• Earn an additional 10,000 bonus points when you spend over $15,000 on the Card annually.
• Track all of your wedding - related expenses with the Card on one monthly statement.
• No annual fee. Pay over time or in full.
• Exclusive Welcome Gift: Plan every detail of your wedding with The Knot Wedding Planning Kit, including The Knot wedding binder, where you can manage wedding ideas, budgets, guest lists, to-do’s and more.

Apply Now!

If you are an American Express Card Holder, then you qualify to download one of these CDs for Free.

From the website:

Choose an album from 1 of 6 artists — Alicia Keys, Santana, Kenny Chesney, Celine Dion, Barry Manilow or Aretha Franklin — when you subscribe to the Entertainment Access
e-mail. This e-mail newsletter features great entertainment offers, from Broadway shows and concert tours to spectacular family and sporting events.

My Wish List

What is My WishList?

My WishList is a program from American Express that offers limited quantities of some of the most sought-after items at incredible Cardmember-only prices, as well as featured products with great savings, and limited-time, limited-supply Wish Certificates. The program runs twice a year: in the spring and during the winter holiday season. It’s our way of saying “thanks” to our Cardmembers.

Why are you doing this program?

It’s just our way of thanking American Express® Cardmembers for their business throughout the year and for making American Express their Card of choice.

How long will the program last?

The Program Period starts at 12:00PM ET on November 27, 2007, and ends at 11:59PM ET (or until supplies last after 7:00PM ET batch) on December 13, 2007.

How does My WishList work?

To See How It Works, Check American Express Promo Page.

To thank Cardmembers, we’re offering four great ways to participate in My WishList:

1. HOT PRODUCTS
Inventory is released three times a day.

* In-demand items at incredible prices
* Very limited quantities
* Available first-come, first-served while supplies last
* To try for a Hot Product, you must verify eligibility by first unlocking the Hot Product box. Click the “Unlock” button and enter your Card information
* Once you have unlocked the Hot Product box, click “I WANT IT” to try to get a Hot Product
* If successful, you will have six minutes to complete your transaction
* If you are not successful, more may become available after initial release if other Cardmembers either cancel their order or are unable to complete their transaction within six minutes
* Click on the days of the week to preview upcoming items. You can even sign up for an e-mail or Tell A Friend

2. FEATURED PRODUCTS
Inventory is available 24/7 while supplies last.

* Great products at Cardmember-only prices
* New items added throughout the program
* Available first-come, first-served while supplies last (generally higher inventory than Hot Products)

3. WISH CERTIFICATES
Inventory is released three times a day.

* High-value offer certificates for savings up to 25% at name-brand merchants
* Available first-come, first-served at no cost to you while supplies last
* To try for a Wish Certificate, you must verify eligibility by first unlocking the Wish Certificate box. Click the “Unlock” button and enter your Card information
* Once you have unlocked the Wish Certificate box, click “I WANT IT” to try to get a Wish Certificate
* If successful, you will have six minutes to complete your transaction

* If you are not successful, more may become available after initial release if other Cardmembers either cancel their order or are unable to complete their transaction within six minutes

4. EXCLUSIVE MERCHANT OFFERS
Inventory available while supplies last.

* Many exclusive Cardmember offers from top-name merchants
* Click here to find savings available now

If you don’t have an AmEx credit card, here are some cards with good bonuses.

Double Points With Business Gold Rewards

You get 5000 bonus points right away for simply making one purchase with the AmEx Business Gold Rewards. 5000 bonus points can be redeemed for a $50 gift card. If you manage to spend $20,000 in one year, you get another 5,000 points. Those that can spend $50,000 in a year, there is a 20,000 bonus points on top of the regular 50000 points.

If you already aAmEx Business Gold Rewards cardholder, login your account to see if you qualify for double membership rewards points for spending $500 each month. I wrote extensively on why you should get a business credit card.

50000 Frequent Flier Miles with American Express Starwood Preferred

You’ll get 10000 Starwood bonus points for making first purchase with AmEx Starwood Preferred Guest Card. Get an additional 15000 bonus points for spending $15K in 6 months. Math: 10K bonus points + 15K regular points for spending $15K + 15K additional bonus points for spending $15K = 40K points.

The 40K points can be converted to 50K frequent flier miles which can be amounted to 2 roundtrip tickets. Apply Today!

If you want an additional 10K bonus Starwood points for just making one purchase, then I recommend to apply for the Starwood Business.

For those using an American Express credit card, there are many promotions going on right now to save you more money. Most of these offers are targeted, but there is no harm in trying. Call the AmEx CSR to see if you qualify.

Blue Cash

Right now, Blue Cash from American Express is giving away an extra 3% Cash Back. You can enroll at www.AmericanExpress.com/bluecashonline

Log into your account using your User ID and Password to see if you qualify for the promotion. If that doesn’t work, call them 1-800-794-1308 and enter promotion code 107400002.

Blue Sky

If you have Blue Sky from American Express, you might qualify to earn double points till Dec. 31st. www.AmericanExpress.com/blueskyonline

Promo Code: 106740009

From the website:

“Skip the lines and you can earn double points from Blue Sky on your eligible online holiday retail purchases from Nov. 1 - Dec. 31, 2007. Already enrolled? Don’t go any further. Just use your Card to keep giving yourself something extra for the rest of the year.”

Platinum Cash Rebate Card

This offer is for those with The Platinum Cash Rebate card.

http://www.americanexpress.com/cashrebateonline

Promotion Code = 107400002

or

www.AmericanExpress.com/platinumcashonline

Promo Code:107400008

Costco AmEx

Finally, with the Costco AmEx credit card, there is an extra 2% on top of your current 1% cash back.

Enroll at www.AmericanExpress.com/costcoonline

Just login into your account and see if you qualify for the promotion or you can call 1-800-794-1308 with promotion code 107400004.

Here’s the latest AmEx Promo where if you buy 5 American Express gift cards, you will get a free $25 gift card.

Download the promo form here. When ordering the gift cards, make sure to use online code HOLIDAY07 to waive the fees off. You will get a profit of $19 since there is a $5.95 Shipping charge.

If you have one of these Costco American Express True Earnings credit card, then you might qualify for an extra 2% on cash back for all online purchases by enrolling through this AmEx link. Check to see if you qualify by putting your user id and password. If it doesn’t work, try calling 1-800-794-1308 with promo code 107400004 to see if it works. YMMV however. Valid only for the month of December.

From the website:

Enrollment required by 12/31/2007. This offer is good for solicited Cardmembers only. Through this offer you may earn an extra 2% cash back for your qualifying purchases made between 12/1/2007 and 12/31/2007 on an eligible Card. This is in addition to any rebate you may earn per the terms and conditions of this Card. Qualifying purchases are purchases made online, by phone or by mail order from eligible U.S. retail, department store, home improvement, drug store, wholesale club, consumer electronics, publishing and grocery store merchants. Charges for payments made via PayPal and other online payment intermediaries and for purchases from online auction sites do not qualify. This extra cash rebate will be awarded on up to $25,000 in qualifying purchases, for a maximum extra rebate of $500. Credits for purchase returns will result in a corresponding cash rebate reduction. To earn your reward your account must be active and not in default at time of bonus fulfillment. Please allow 4-8 weeks following 12/31/2007 for this one-time extra 2% cash rebate to post to your account as a statement credit.

You get 3% cash back because the promotion offers says earn an ADDITONAL 2% on top of the 1% you already get from your TruEarnings card.