Are you a Chase cardholder? Ever since Chase took away the $250 check for 20,000 points, there hasn’t been a good redemption for your points. Lately, they have been running a special whereas you can get a $25 restaurant card + a $10 AMC gift card for 2500 points. Some of the restaurants include Applebee’s, On the Border, Chili’s, Maggiano’s, Macaroni Grill, Outback, and more. Offer is good until 3/14/10 on Chase Ultimate Rewards main page.

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For those Chase customers with a Chase Credit Card and a Chase Checking Account, you may be able to get a free FICO Experian score. People from the following states AZ, CA, ID, NV, OR, UT, and WA are qualify at the moment.

Here’s a recent email from the CSR:

Thank you for contacting the Internet Service Center.

Thank you for inquiring about the ability to view your
credit score online. I’m happy to explain this new feature
to Chase Online.

Starting February 11, 2010, some credit card customers who
log onto Chase Online will see a full-page ad notifying
that you can find out your FICO credit score at no charge.
The FICO score is valuable to you because it’s a key
factor in determining the loan rates and credit card terms
that you are offered.

The ad features a “Show me my free credit score from FICO”
button that you click on to see your score.

When you click on the button, you’ll be taken to a special
Chase Online page that gives you your credit score (within
a 10 point range) and additional information about how to
improve or maintain your credit score. FICO scores can
range from 300 to 850; they’re provided by Experian, a
third-party credit reporting agency.

When you click “Go to My Accounts” on the full-page ad you
will see a banner ad promoting the free FICO score after
subsequent log-ins to Chase Online.

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I believe we might be coming back from a recession. How do I know? I notice credit cards bonuses been on the rise lately. Currently, Chase Sapphire(SM) Card is giving away 10,000 Bonus Points after first purchase. The 10,000 bonus points can be cashed in for a $100 check. There is no annual fee with the Chase Sapphire Card.

Once you apply for the Chase Sapphire Card, then make one purchase to get 10,000 points. Do the following to cash out:

– Call Ultimate Rewards Redemption Center at 1-800-610-5676
– Enter in CC# and zip code when prompted — the automated voice prompt should verbally state your current point balance as reflected in the system
– Select option to redeem rewards
– Select option to redeem rewards for cash (Option 2, I think)
– Select option for $50 check
– Indicate number of $50 checks that you wish to redeem — 2
– Complete order and make a note of confirmation code

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These cards are extremely hard to find because they don’t offer 0% APR Balance Transfer cards anymore. Not only the great 12 months 0% APR, but they all have a cap or no balance transfer fee. Very rare to find, but here is the exclusive list:

1. 12 months 0% APR $0 BT fee US Bank TheLinuxFund.org
2. 12 months 0% APR $0 BT fee US Bank Baylor Alumni card
3. 12 months 0% APR $0 BT fee US Bank Prof. Bullrider’s Assoc.
4. 12 months 0% APR $0 BT fee US Bank American Humane
5. 12 months 0% APR $0 BT fee US Bank Sons OF Norway
6. 6 months 0% APR $0 BT fee Barclays Harvard World MasterCard (Alumni). 5000 bonus points first use.
7. 8 months 0% APR $60 Max BT fee RBS People’s United Bank card
8. 12 months 0% APR $75 Max BT fee Barclays Coast to Coast Visa
9. 12 months 0% APR $75 Max BT fee Chase Disney Rewards
10. 12 months 0% APR $75 Max BT fee Chase OptionsXpress Platinum Visa

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The Chase Sapphire is getting great reviews from many blogs and online mags. The $100 bonus is not the only icing on the cake. Here’s a quick sample of their no hold time for customer services.

When a Sapphire cardholder calls Chase, “a specially trained advisor picks up the phone – with no need to navigate a voice-response system.” These specially trained advisors have the goal of resolving the customer’s need on the first call. (Chase didn’t say anything about the empowerment to do so, but perhaps that’s a picayune quibble). No phone tree has to be worth at least a ten point reduction in blood pressure. Can one really put a price on health? Perhaps not, but Sapphire seems to have given it an annual fee…

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