Most people have heard of the Citi Thank You rewards program, but the Citi Private Pass Rewards gets much less fanfare. It’s a program all Citi debit and credit cardholders are entitled to and completely free to join. With the Citi Thank You rewards program, it’s usually involved gift cards. The Citi Private Pass provides deeply discounted tickets to concerts, dining, shopping, and sporting events. These tickets are cheap and sometimes free to members of the Citi Private Pass program.

My guess is that the Citi Private Pass caters to the young and hip crowd with its exclusive events and VIP access. They want to capture the demographic who are most likely to spend on entertainment venues at deep discounted prices. Members can also get access to pre-sale tickets with preferred seating reservations. There are also limited movie screening and dining events with many options to choose from. Some of the categories include restaurants, nightclubs, sporting events, shopping, and many more.

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Expect a Hard:

1. Barclay’s Business (i.e. Bank Atlantic) – per call on, but soft when done to new account.
2. Chase – always a hard pull
3. Citi – hard pull is definite if they ask for income verification.
4. Discover – hard pull at or beyond 15k
5. FNBO – Always hard through form.

No Hard Pull:

1. Juniper / Barclay’s – call the CSR on the back of your card and ask for an increase.
2. Discover (personal) – credit limit increase $2K every six months by calling 1-800-DISCOVER. It’s a soft pull.
3. US Bank (personal) – increase credit limit by 20% every 3 months with usage .
4. Wells Fargo – Call CSR and ask for increase without hard pull. They might say “we have to hard pull” then just talk to another CSR later.
5. USAA – Choose soft pull for additional review.
6. Citi – You can do this within your online account. CLI is instant unless ask for income verification.
7. AMEX – Use online form for no-hard CLI. If your credit limit is more than $25K, don’t bother asking. Otherwise they might reduce your credit limit.
8. Bank of America – Use online form for no-hard CLI.
9. WalMart – Use online form for no-hard CLI. Every 6 months usually.
10. Principal – No credit check for pre-approved limit increase.

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For those that are paying thousands of dollars in income tax, how would you like to get 2.51% of that back? Lets say you gotta pay $10K in taxes for last year income. If you get 2.51% of $10K back, that is $251 free money back to you. Too good to be true?
First, make sure [...]

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The Christmas shopping season is right around the corner, and your spending is most likely to go way up. Here’s a way to make 5% cash back on EVERYTHING. You heard me right, yes 5% cash back on EVERYTHING for the first 3 months with the Citi CashReturns Card. There is NO CAPS or [...]

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For those who still have the Citi Dividend card, Citi is running a special offer for Citi Dividend cards. Simply log into your Citi account and the promotional offer should be in your account. You need to activate the offer in order to earn 5% on Electronics, Department and Apparel stores for 3 months.
If you [...]

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One of my favorite credit cards is the Citi mtvU Student Visa Card. You get 5 Thank You points when you spend every dollar at restaurants, bookstores, movie theaters, video rental stores, and 1 Thank you point everywhere else. This make this card to be 5% cash back on those categories. You can [...]

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By RocketC
Okay, so if the $75 annual fee is still scaring you away from the Citi PremierPass Elite card, let me try to answer some of your misgivings. Here is our story:
Both my wife and I each signed up for a separate Citi PremierPass Elite card in July for the free bonus [...]

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One of the best ways to make/save money is by applying for credit card bonuses. I just found out that the Citi PremierPass Card – Elite Level is offering 20000 bonus points for signing up. 15K bonus points after first purchase and another 5K bonus points after $500 in purchases. If you click on [...]

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My best card in my wallet would be the Citi Professional. Currently, they are running a $100 bonus promotion whereas you get 10,000 points after first purchase. Once you get your 10,000 points, you can redeem it for $100 gift certificate at any of these stores. Some of these stores include Best Buy, Sears, Target, [...]

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Looking for some extra money, then sign up this CitiBusiness PremierPassSM Card for 15000 bonus thank you points which can be redeemed for $150 gift certificate bonus. There is no fee for fist year, and $75 afterward. I intend on signing on to get the bonus and then cancel the card before the first year [...]

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