I believe we might be coming back from a recession. How do I know? I notice credit cards bonuses been on the rise lately. Currently, Chase Sapphire(SM) Card is giving away 10,000 Bonus Points after first purchase. The 10,000 bonus points can be cashed in for a $100 check. There is no annual fee with the Chase Sapphire Card.

Once you apply for the Chase Sapphire Card, then make one purchase to get 10,000 points. Do the following to cash out:

– Call Ultimate Rewards Redemption Center at 1-800-610-5676
– Enter in CC# and zip code when prompted — the automated voice prompt should verbally state your current point balance as reflected in the system
– Select option to redeem rewards
– Select option to redeem rewards for cash (Option 2, I think)
– Select option for $50 check
– Indicate number of $50 checks that you wish to redeem — 2
– Complete order and make a note of confirmation code

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Many Citibank cardholders have received notices of an annual fee effective April 1, 2010.

From the letter:

February 13, 2010

Dear Potentially Hosed Customer,

We’re writing to let you know about an important change we’re making to your account. Effective April 1, 2010, an annual
fee of $60 is being added.

The reason we are making this change is to maintain the quality of our service amid the rising cost of doing business.
However, because we value you as a customer, we wanted to give you an opportunity to have the annual fee credited
back to your account.

Here’s how it works. Each year, we’ll credit the $60 fee back to your account once you have made $2,400 in purchases
during that year. That comes to an average of $200 in spending a month, an amount you can reach by using your card
for purchases you already make, like gas, groceries, cell phone plans or your cable bill.

As always, you have the right to opt out of this change and close your account. Please read the Notice of Change in
Terms and Right to Opt Out beginning on the back of this letter so you are fully aware of all your account changes. If you
have questions, call 1-866-915-9425.

Sincerely,

Ken Stork
Citibank (South Dakota), N.A.

Here are some of the Citi cards with annual fee starting April 1st:

1. Citi Diamond Preferred Rewards MasterCard
2. Citi Dividend World MasterCard
3. Citi mtvU
4. Citi Drivers Edge
5. Citi CashReturns

It states that once you spent $2400, they will add the $60 credit back to offset the fee. This is almost like blackmail in my opinion. I suggest get a new card with no annual fee below:

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The 2% cashback Charles Schwab Invest First Visa Card has been around for awhile. It’s getting pretty popular, and they have been taking down the old links. Make sure to apply for it before it’s too late. The 2% cash back card is good on all purchases. Get this while it’s available, and there is no annual fee at all. No limit on the cash back you earn. However, you must open a Charles Schwab brokerage account to get unlimited 2% cash back. The cash back will automatically deposited into your Schwab One account.

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Those with a Visa Signature card from the list below, you can get a free $5 in movie tickets for every $20 purchased at Fandango. Before they have the buy one get one free, but the promo is over.

414716 – Bank of America (US) – Alaska Airlines Signature Visa Credit Card
426690 – Chase Disney Visa Rewards
414720 – Chase freedom
424615 – Chase freedom alternate code
426684 – Chase freedom Cash Rewards
426681 – Chase Rewards
441712 – Chase Buy.com
441597 – Chase rewards
435787 – Chase Sapphire

412800 – Citi Dividend
412800 – Citi Forward
412800 – Citi MTVu

441712 – SW visa

431307 – Fidelity Investments

431307 – Schwab Invest First

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The Chase Sapphire is getting great reviews from many blogs and online mags. The $100 bonus is not the only icing on the cake. Here’s a quick sample of their no hold time for customer services.

When a Sapphire cardholder calls Chase, “a specially trained advisor picks up the phone – with no need to navigate a voice-response system.” These specially trained advisors have the goal of resolving the customer’s need on the first call. (Chase didn’t say anything about the empowerment to do so, but perhaps that’s a picayune quibble). No phone tree has to be worth at least a ten point reduction in blood pressure. Can one really put a price on health? Perhaps not, but Sapphire seems to have given it an annual fee…

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Miles by Discover® Card gives you 12,000 miles if you make one purchase every month during the first year. You can exchange 10,000 miles for $100 travel credit according to the Discover miles chart. Another option would be spending $50 for an additional 100 double miles, then you can exchange 12,100 miles for a [...]

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American Express Business Gold Rewards Credit Card is offering 5,000 Rewards points after first purchase. The 5,000 points can be exchanged for a $50 rewards gift certificate. You can choose the $50 gift certificate from stores such as Home Depot, Gap, Blockbuster, Barnes & Noble, Banana Republic, and so on.
Whether you have a home-based business [...]

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The American Express Preferred Rewards Green Card is perfect card for those who pay off their balance in full each month. You want to avoid accumulating credit card debt and learn to use credit cards to your advantage.
One of the best advantages is getting free money for sign up bonuses. The American Express Preferred [...]

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Platinum Business FreedomPass Credit Card from OPEN the small business team is a great card with a great rewards program. Right off the bat, the FreedomPass card gives you 5,000 bonus points with the first purchase. The 5000 bonus points can be converted to a $50 gift card from stores such as Home Depot, Gap, [...]

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Planning a wedding comes with a lot of pressure and expenses. That is why American Express teamed up with theknot.com to create the The Knot Credit Card. They will start you off with 5000 bonus points after first purchase. You can redeemed the 5000 points for a $50 gift card. If you spend $15000 [...]

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