Here at MyCreditCardsBlog, you will find all the top credit cards around. My latest find is the 5% Cash Back Fort Knox Visa for gas and 1.25% on everything else. You will rarely find another card giving you 5% unlimited cash back on gas. However, you must be part of the Fort Knox credit union to join. No worry. By joining the American Consumer Council(free to join), you are eligible to join Fort Knox Credit Union. The initial requirement for Fort Knox CU membership is only $15, of which $5 represents one share in the Credit Union, and the remaining $10 covers your one-time-only membership fee

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Most of you know that Capital One credit cards have no foreign transaction fees, but I haven’t seen Visa or Mastercard without one. Not until I saw the PenFed Promise Visa with no foreign transaction fees. There is also no balance transfer(BT) fee and no cash advance fee, however it’s not 0% APR.

For those that are a little credit card savvy, you can use this no BT fee to your advantage. Lets say you have a 0% 12 months Balance Transfer offer from another issuer. You can balance transfer to the PenFed Promise card, and your credit will be negative. You can do a Cash Advance or write a check from Penfed card and there will be no fees.

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I believe we might be coming back from a recession. How do I know? I notice credit cards bonuses been on the rise lately. Currently, Chase Sapphire(SM) Card is giving away 10,000 Bonus Points after first purchase. The 10,000 bonus points can be cashed in for a $100 check. There is no annual fee with the Chase Sapphire Card.

Once you apply for the Chase Sapphire Card, then make one purchase to get 10,000 points. Do the following to cash out:

– Call Ultimate Rewards Redemption Center at 1-800-610-5676
– Enter in CC# and zip code when prompted — the automated voice prompt should verbally state your current point balance as reflected in the system
– Select option to redeem rewards
– Select option to redeem rewards for cash (Option 2, I think)
– Select option for $50 check
– Indicate number of $50 checks that you wish to redeem — 2
– Complete order and make a note of confirmation code

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These cards are extremely hard to find because they don’t offer 0% APR Balance Transfer cards anymore. Not only the great 12 months 0% APR, but they all have a cap or no balance transfer fee. Very rare to find, but here is the exclusive list:

1. 12 months 0% APR $0 BT fee US Bank TheLinuxFund.org
2. 12 months 0% APR $0 BT fee US Bank Baylor Alumni card
3. 12 months 0% APR $0 BT fee US Bank Prof. Bullrider’s Assoc.
4. 12 months 0% APR $0 BT fee US Bank American Humane
5. 12 months 0% APR $0 BT fee US Bank Sons OF Norway
6. 6 months 0% APR $0 BT fee Barclays Harvard World MasterCard (Alumni). 5000 bonus points first use.
7. 8 months 0% APR $60 Max BT fee RBS People’s United Bank card
8. 12 months 0% APR $75 Max BT fee Barclays Coast to Coast Visa
9. 12 months 0% APR $75 Max BT fee Chase Disney Rewards
10. 12 months 0% APR $75 Max BT fee Chase OptionsXpress Platinum Visa

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American Express and Costco is giving away $25 bonus after first purchase for the TrueEarnings Card. The TrueEarnings Card from Costco and American Express offers 3% on gasoline and restaurants, 2% for travel, and 1% everywhere else. Their is no cap on the cash back because it’s unlimited. This is a must have card for those shopping at Costco.

There is no annual fee for those with a Costco membership. There are many benefits to shop at Costco:

1. All year round low prices on most items and no need to wait for special sales like supermarkets.
2. Bulk packages of name brands which offer cheaper prices.
3. Great quality with photo printouts with cheap passport photo development.
4. Excellent Customer service with the best return policy.

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The Christmas shopping season is right around the corner, and your spending is most likely to go way up. Here’s a way to make 5% cash back on EVERYTHING. You heard me right, yes 5% cash back on EVERYTHING for the first 3 months with the Citi CashReturns Card. There is NO CAPS or LIMITS. [...]

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Platinum Business FreedomPass Credit Card from OPEN the small business team is a great card with a great rewards program. Right off the bat, the FreedomPass card gives you 5,000 bonus points with the first purchase. The 5000 bonus points can be converted to a $50 gift card from stores such as Home Depot, Gap, [...]

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One of the best business cards out there is the American Express SimplyCash Business Card. It’s by far the most generous rewards for business owners with its cash back on their purchases and the resources for their businesses. If you have decent credit score, then you need to capitalize on its cash back reward program. [...]

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How many cards do you carry? and do they give you the best cash back options? I suggest to carry around 3-5 cards in order to get the most cash back. Here’s my list of the best Cash Back Credit Cards: Best cash back cards for groceries/drugstores: 5% Cash Back from AmEx Blue Cash(after $6500 [...]

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I don’t need to tell you that having credit card’s debt is bad idea. If you are paying 18% or 22% on 10K balance, that’s like giving away $200 each month. You want to transfer the balance to a 0% APR credit card, but there is always a fee at least $75 per transaction or [...]

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