I love getting free bonus miles from signing up to credit cards. Airplane tickets can cost an arm and a leg, so why not let the credit card companies pay for it. Some cards have no fee for first year, hence you can use your bonus miles and then cancel your card and pay absolutely nothing.
For those Cards that have annual fee, the bonus miles are worth way more than the fee. Once you used your bonus miles, you can cancel your card and ask them to waive the fee or pro-rate the fee since it’s less than 1 year.
Here’s a complete list of all the free miles you can get which add up for several flight tickets.
Consumer Cards:
Gold Delta SkyMiles Credit Card gives you 15000 bonus miles after first purchase. 2500 more bonus miles for each additional cardmember. No fee first year.
American Express Preferred Rewards Gold Card gives you 10000 bonus points after first purchase which can be converted to travel rewards on over 21 major airlines. No fee first year.
Starwood Preferred Guest Credit Card from American Express gives you 10000 Starpoints after first purchase which can be transferred to flyer programs of over 30 airlines. No fee first year.
JetBlue Card from American Express gives you 50 TrueBlue points (worth 1/2 of a round-trip ticket) after first purchase. Annual fee is $40.
Miles by Discover Card gives you 12000 bonus miles. There is no annual fee.
Citi Platinum Select/ AAdvantage gives you 15000 bonus miles after first purchase. No annual fee for first year.
Bank of America US Airway Visa Signature gives you 25000 bonus dividend miles after first purchase. $90 annual fee.
Bank of America Alaska Airlines Visa Signature gives you 20000 bonus miles upon approval. $75 annual fee.
Bank of America Hawaiian Airlines Visa Platinum gives you 10000 bonus miles after first purchase. $50 annual fee.
British Airways Visa Signature Card from Chase gives you 15000 bonus BA miles after first purchase. $75 annual fee.
Don’t just apply to the consumer cards, anybody can get the business cards. Did you know that you don’t have to be part of a corporation or LLC to apply for a business credit card? Your name is consider a sole proprietorship type of business. When filling out business credit cards, simply use your name as your business name and your Social Security number as your tax id.
How does this work? Whether you have set up a lemonade stand, a garage sale, or sold something on Ebay, your business is called sole proprietorship. This is completely recognized by the IRS with your name as your business name.
Even if you have a business, you would still put down your EIN and your social security number on your application. There will be a hard pull on your credit report. However, business credit cards will not show up on your personal credit report. Your business credit card’s balance doesn’t effect the debt-credit limit ratio. This means that you can open and close business credit cards without worrying about showing up on your credit report.
Business Cards:
Gold Delta SkyMiles Business Credit Card from OPENSM the small business team gives you 15000 bonus miles after first purchase. Up to 30000 bonus miles in your first year. Fee is waived first year.
Business Gold Rewards Card from OPENSM the small business team gives you 25000 points after first purchase which is redeemable for one domestic round-trip airline ticket. No fee first year.
Starwood Preferred Guest Business Credit Card from American Express give you 10000 bonus Starpoints after first purchase which is transferable to 30 major flyer programs. No fee first year.
JetBlue Business Credit Card from American Express gives you $50 statement credit and 25 Trueblue points (worth 1/4 of a round-trip) after first purchase. $40 annual fee.
Citi Business AAdvantage Card gives you 20000 bonus miles after $250 in purchases. No fee first year.
