To me, fulfilling the $1000 purchase requirement can easily be done in three months. You can purchase American Express gift card utilizing this method. This offer is a quick easy way to make $250 bonus. There is no fees for first year.

Terms:

* For a limited time – earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months, redeemable toward one domestic coach-class ticket. Offer expires 04/27/2010.
* Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
* Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
* No annual fee for your first year, a savings of $175

“Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.”

The Chase postcard said that if you add an additional user to your account between April 1 and May 15th, you will get 5,000 bonus miles.

https://www.chase.com/adduser

When adding an additional user, no need for social security number. Simply enter their first and last name.

Chase Amazon Credit Card Holders get 2500 bonus point

Also, those with a Chase Amazon credit card getting 2500 points by adding an additional user. With 2500 points, that’s enough for a $25 gift card.

http://chase.com/amazonaddcard

If you don’t want to call them, shoot them an email within your online account to see if you qualify.

Chase Sapphire $100 Bonus

Currently, Chase Sapphire(SM) Card is giving away 10,000 Bonus Points after first purchase. The 10,000 bonus points can be cashed in for a $100 check. There is no annual fee with the Chase Sapphire Card. I personally have this card and got a $100 Check.

With the Chase Sapphire(SM) Card, you get 2X on all airfare booked through Ultimate Rewards. There is no earning caps, point expiration, or blackout dates. Also, earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall and 1 point for every dollar on all other purchases. Chase gives you 24/7 Dedicated service advisor (No voice recording) with premier travel protection benefits.

Here’s what to do:

1. Call 1-800-421-4655.
2. Select “manage my account”
3. Provide mileage plus number and zip code. If you are not a member, sign up here.
4. Say “more options”
5. Say “apply for a United mileage plus card”.
6. Tell CSR, “I want to apply the 50K bonus miles promotion”

Terms and Conditions say that this one-time bonus offer is valid only for first-time United Mileage Plus Visa cardmembers with new accounts. However, many claim that they don’t check so ymmv.

I was approved automatically. Also, at the end of the conversation with the CSR, mention 1000 mile upgrade and the $25 United credit. YMMV since it might also stack up.

$25 ING Savings Bonus

ING Direct is an online bank with the quickest $25 bonus I can think of. I have set up some automatic links so you can sign up right away. In order to get the bonus, you must go through my referral link and deposit $250. The $25 bonus will take no longer than a day to show up. There is no monthly or minimum fees. Setup is extremely fast and easy. Not only it’s a quick $25, the account is 1.10% APY and FDIC insured. You can also use this account to send money to other bank accounts such as Chase and Bank of America, and it will count as a Direct Deposit requirement.

Once you got your account open, you can send 50 referrals to your friends and family members to make up to $500 more.

Make sure to deposit $250 for opening deposit

1. ING $25 Referral Link!
2. ING $25 Referral Link!
3. ING $25 Referral Link!

Here’s the email:

Dear XXXXXXX,

Congratulations! You are now eligible to receive your annual complimentary Credit Score and Report, exclusively for American Express ® Cardmembers.

Log in now to see My Credit Score and Report

With this valuable benefit, you will be able to:

* Ensure that the information on your Credit Report is accurate and up-to-date
* Find out if anyone else has viewed your Credit Report
* See how information in your Credit Report affects your Credit Score

With such great complimentary benefits, it’s easy to stay on top of your personal credit information.

Want a more comprehensive look at your credit? By enrolling in CreditSecure® you’ll get:

* Unlimited access to your 3 national credit reports and scores
* 3-Bureau daily monitoring
* e-mail alerts of key changes to your credit activity.

To get the complete picture, enroll in CreditSecure at: www.americanexpress.com/mycreditsecure.

Sincerely,

Customer Care

You must be a new customer in order to get it free for 30 days. No need to be reminded to cancel which is absolutely great. More info on their free credit report and score FAQ.

American Express Premier Gold $150 Bonus

The American Express(R) Premier Rewards Gold Card is currently offering 15000 bonus points = $150 gift cards after $1000 in spending in your first 3 months. You can order coins to fulfill this promotion to do this quickly. This offer is a quick easy way to make $150 bonus. There is no fees for first year, so I would cancel the card before the anniversary if you don’t find it useful.

Offer Details:

1. Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. MR points are very versatile, and can be converted to 15,000 frequent flier miles in a number of programs (or 10 Southwest credits), or you can simply get $150 in gift cards at several stores like Home Depot, Crate & Barrel, or Macy’s. I think you can also get cash equivalents at a reduced ratio.
2. Offers 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
3. Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
4. No annual fee for your first year. After that it is $175.

$100 AmEx Preferred Rewards Gold Card

American Express Preferred Rewards Gold Card gives you 10,000 bonus points when you spend $500 within the first three months. The 10,000 points can be exchanged for $100 in gift card to stores such as Gap, Home Depot, Barnes & Noble, etc.

This is a good card for frequent travelers since the membership rewards program allows you to earn unlimited points that do not expire.

There is no fee for the first year. If you do not find the card worth keeping, make sure to cancel the card before the first year anniversary.

Here are some more details about the card:

• First year fee-free – $125 Thereafter
• Get 10,000 Membership Rewards® points redeemable for Rewards right away
• No Pre-Set Spending Limit
• The Membership Rewards® program – a fast, flexible rewards program that lets you
  redeem travel rewards on over 21 airlines.
• Gold Card Events—exclusive access to tickets for select concerts, shows,
  major sporting events, and more in cities nationwide
• Global Assist® Plus Hotline and many more benefits included.

Apply Now!

My guess is that the Citi Private Pass caters to the young and hip crowd with its exclusive events and VIP access. They want to capture the demographic who are most likely to spend on entertainment venues at deep discounted prices. Members can also get access to pre-sale tickets with preferred seating reservations. There are also limited movie screening and dining events with many options to choose from. Some of the categories include restaurants, nightclubs, sporting events, shopping, and many more.

Some top events currently available from Citi Private Pass:

1. Music Concert Tickets: Working in conjunction with Live Nation, they are now providing tickets to Tom Petty, Brooks & Dunn, Nickelback, Alan Jackson, and many more. They are also running two for one special for many special music events.
2. Sporting Events Tickets: These include but limited to basketball academy, FIFA World Cup, Grand Prix NY, Ski and Snowboard.
3. Special Events: There is a whole list of VIP access to night life, culinary experiences, shopping, and dining access.

Again, membership is available to all Citi credit and debit cardholders.  If you are the type who enjoy the experiences rather than getting a gift card for your reward points, then call up Citi CSR to inquire them about the Citi Private Pass.  Once a member, go to Citi Private Pass website for all the free and discounted deals that are among the most popular you will find.

Everbank 2.25% APY Accounts

I personally have an EverBank Freenet Checking Account. You get 2.25% APY for the first 3 months and up to 1.46% APY afterward. They have excellent customer services and my account account is extremely easy to navigate.  Adding their Money Market Account and you will get the best combo of any internet banking experience. I highly recommend to bank with Everbank!

The American Express Card, the American Express Rewards Green Card, the American Express Preferred Rewards Green Card, the American Express Gold Card, the American Express Rewards Gold Card, the American Express Preferred Rewards Gold Card, the American Express Rewards Plus Gold Card, and the Premier Rewards Gold Card from American Express .

From the website:

We’d like to say thank you for being a valued Card member. To participate, just register your Card and start enjoying meals at either The Capital® Grille or The Cheesecake Factory®—or both! Once you reach your spending threshold at a restaurant, your statement will reflect a 20% credit on future meals at that restaurant. Register and reach the spending threshold before June 15, 2010 to dine for less. Three easy steps…

American Express Premier Gold $150 Bonus

The American Express(R) Premier Rewards Gold Card is currently offering 15000 bonus points = $150 gift cards after $1000 in spending in your first 3 months. You can order coins to fulfill this promotion to do this quickly. This offer is a quick easy way to make $150 bonus. There is no fees for first year, so I would cancel the card before the anniversary if you don’t find it useful.

Offer Details:

1. Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. MR points are very versatile, and can be converted to 15,000 frequent flier miles in a number of programs (or 10 Southwest credits), or you can simply get $150 in gift cards at several stores like Home Depot, Crate & Barrel, or Macy’s. I think you can also get cash equivalents at a reduced ratio.
2. Offers 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
3. Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
4. No annual fee for your first year. After that it is $175.

1. 12 months 0% APR $0 BT fee US Bank TheLinuxFund.org
2. 12 months 0% APR $0 BT fee US Bank Baylor Alumni card
3. 12 months 0% APR $0 BT fee US Bank Prof. Bullrider’s Assoc.
4. 12 months 0% APR $0 BT fee US Bank American Humane
5. 12 months 0% APR $0 BT fee US Bank Sons OF Norway
6. 6 months 0% APR $0 BT fee Barclays Harvard World MasterCard (Alumni). 5000 bonus points first use.
7. 8 months 0% APR $60 Max BT fee RBS People’s United Bank card
8. 12 months 0% APR $75 Max BT fee Barclays Coast to Coast Visa
9. 12 months 0% APR $75 Max BT fee Chase Disney Rewards
10. 12 months 0% APR $75 Max BT fee Chase OptionsXpress Platinum Visa

American Express Premier Gold $150 Bonus

The American Express(R) Premier Rewards Gold Card is currently offering 15000 bonus points = $150 gift cards after $1000 in spending in your first 3 months. You can order coins to fulfill this promotion to do this quickly. This offer is a quick easy way to make $150 bonus. There is no fees for first year, so I would cancel the card before the anniversary if you don’t find it useful.

Offer Details:

1. Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. MR points are very versatile, and can be converted to 15,000 frequent flier miles in a number of programs (or 10 Southwest credits), or you can simply get $150 in gift cards at several stores like Home Depot, Crate & Barrel, or Macy’s. I think you can also get cash equivalents at a reduced ratio.
2. Offers 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
3. Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
4. No annual fee for your first year. After that it is $175.

Sign Up Link TD Bank Debit Bonus

Sign for grocery purchases from Jan 17 – Mar 6, 2010 with your TD Bank Visa Debit Card,
and you’ll get a $10 TD Bank Visa Gift Card in the mail for every $100 spent on groceries
– up to $50. See Super Card Terms for details.

CC Dude’s Saving Money Tip of the Day:

One of the things I learn with car insurance is that you can always cancel your policy at any time. There is no early termination fee and you get your money back pro-rated if you pay it full in advance. Since rates are always changing, you can be sure to find a lower price from all the competitors.

It took me less than 5 minutes to find a lower rate by going through online with Netquote. After filling out online, the offers begin to pour in from at least 10 insurance companies. The major companies include Farmers, Allstate, Progressive, Nationwide, and many more. I put in the year and model of my car, along with the type of coverage I would like, and they will email you the best rates. I didn’t put my real phone number because I didn’t want to be bothered with them calling.

Here’s a quick description:

Pay your cell phone bill with your PenFed Visa card and you’ll get more than the convenience of not worrying about writing a check and finding a stamp. If your cell phone breaks, you’re covered. Cell Phone Protection reimburses you for damage to or theft of your eligible cell phones, Smartphones or personal digital assistants (PDAs).
Best of all, Cell Phone Protection is free!
If your cell phone is damaged or stolen, a $50 deductible per claim makes you eligible for reimbursement up to $250 per claim.

It’s free AND easy.
Log onto PenFed Online and look for the cell phone icon on the main menu of your accounts. Then charge your monthly cell phone bill to your PenFed Visa credit card. Coverage begins the first day of the calendar month following your first payment of your wireless cell phone carrier bill using your covered PenFed Visa card.

Guide to Phone Insurance Benefits.

Other benefits with this card include:

• Earn 2% cash back on supermarket purchases*
• Earn 5.00% cash back from gas purchases paid at the pump*
• Earn 1.25% cash back from all purchases** you make with the card during each billing cycle
• Up to $50,000 limit
• No Annual Fee
• Cash Rewards credited each month
• No special restrictions to earn your cash rewards
• Limited Time- Balance Transfer of 4.99% APR for 24 months †

The last hurdle is joining PenFed in order to apply for this credit card. You can join PenFed via:

1. SAME – Free for high school or college students.
2. Complete list – member of military, family member, etc.
3. NMFA – one time $20 membership

Quick Free FICO Score and Report

MyFico is giving your credit Score Watch and report Free Trial for thirty days. They will remind you when your free trial is up. The best part is they are making the cancellation extremely easy. Simply visit this MyFico cancellation page so you won’t ever have to pay anything! Once you login, the cancellation is quick with an easy cancellation button. No need to call customer services or dealing with them selling other financial products.

Checking your credit score and report are vital to your financial health. Visit MyFico today to get your free credit score and report.