Around since 2006 and operating out of San Fransisco, California, Zecco Trading (“Zero Cost Commission”) is an online brokerage that provides low cost stock and options trading- priced at $4.95 plus $0.65 per contract- and represent among the best values in the brokerage industry. Their online stock and ETF commission rates are 30 to 50% lower than other top competitors with the lowest assignment and exercise fees of all discount brokerage firms – $4.95. Mutual funds are just $10 per transaction. There are no surcharges for large orders but the company charges $2 per trade more on penny stock trades. There isn’t any minimum deposit required to open or maintain an online trading account. Along with their low cost stock and options trading, Zecco is known for the ZeccoShare social network, an exclusive innovative online trading community which offers the perfect environment for developing strategies, obtaining trading ideas, money management skills and advice from other traders who’ve been through it and seen it all.

Key Features:

• Stocks: $4.95 per trade (equities with a trade price of less than or equal to $1.00 per share are $6.95 per trade).
• Options: $4.95 per trade + $0.65 per contract.
• Broker assisted trades are $19.99.
• Zecco’s price structure is ultra cheap and easy to understand.
• Forex spreads as low as 0.7 pips for major pairs.
• Margin rate: 4.5%
• Investments offered: Stocks, Options, Bonds, FOREX, ETFs, Mutual Funds, Retirement Accounts, Education Savings Accounts.
• Deposit funds by linking your bank account, paper check, wire transfer, transfer from another broker (Zecco will cover up to $150 in account transfer fees).
• ZeccoShare social network- an exclusive innovative online trading community.

The trading platform includes a nice simple design. It’s very intuitive to utilize, you should easily be able to place an order without needing to spend a lot of time training. However, Zecco’s trading tools don’t offer some of the more advanced features used by very active trades. There’s no volatility charts, trading patterns or stock alerts, and while streaming data is available, it is extra. Therefore, this is a platform that’s clearly aimed at the beginner. On the plus side, it’s got everything the smaller trader or those just beginning will need. Sometimes less is more, and that’s definitely the situation here. There’s also a fully functioning mobile platform to help you execute trades on the move.

Overall, Zecco is an excellent choice for you if you’re an experienced trader looking for a low cost and solid service. Education resources are a bit thin but nonetheless OK, and let’s keep in mind how useful the social networking feature is to share notes, tips and trading strategies with other successful traders. They’re a broker tailored towards the beginner. And that’s no bad thing because everyone has to start somewhere. There is a full virtual trading platform, perfect for mastering your strategy along with one of the best trading communities around. Opening an account with the company does not require money down and no commitment needed, so if you want to see if Zecco matches your needs, take 10 minutes and open an account!

Click here to see the best online brokerages.

The American Express(R) Premier Rewards Gold Card is running a new 25000 bonus points($250 gift cards) good only until 4/26/2010. Take advantage of this offer since it won’t last very long. In order to get the 25000 bonus points, you must make at least $1000 in spending in your first 3 months. The 25000 points can be redeemed toward one domestic coach-class ticket or $250 in gift cards from such stores as GAP, Barnes&Nobles, Home Depot, Bath and Body Works, and many more.

To me, fulfilling the $1000 purchase requirement can easily be done in three months. You can purchase American Express gift card utilizing this method. This offer is a quick easy way to make $250 bonus. There is no fees for first year.

Terms:

* For a limited time – earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months, redeemable toward one domestic coach-class ticket. Offer expires 04/27/2010.
* Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
* Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
* No annual fee for your first year, a savings of $175

“Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.”

Some of Chase customers have received letters telling them to add authorized users to their Chase credit card for 5000 bonus points.  If you were some of the few that gotten in this British Airway Chase 100K bonus miles deal, call them 1-800-577-0633 to see if you qualify for 5K points for adding an additional user.

The Chase postcard said that if you add an additional user to your account between April 1 and May 15th, you will get 5,000 bonus miles.

https://www.chase.com/adduser

When adding an additional user, no need for social security number. Simply enter their first and last name.

Chase Amazon Credit Card Holders get 2500 bonus point

Also, those with a Chase Amazon credit card getting 2500 points by adding an additional user. With 2500 points, that’s enough for a $25 gift card.

http://chase.com/amazonaddcard

If you don’t want to call them, shoot them an email within your online account to see if you qualify.

Chase Sapphire $100 Bonus

Currently, Chase Sapphire(SM) Card is giving away 10,000 Bonus Points after first purchase. The 10,000 bonus points can be cashed in for a $100 check. There is no annual fee with the Chase Sapphire Card. I personally have this card and got a $100 Check.

With the Chase Sapphire(SM) Card, you get 2X on all airfare booked through Ultimate Rewards. There is no earning caps, point expiration, or blackout dates. Also, earn 10x for every dollar when shopping at select merchant through Ultimate Rewards Mall and 1 point for every dollar on all other purchases. Chase gives you 24/7 Dedicated service advisor (No voice recording) with premier travel protection benefits.

Signing up for Credit Card bonus miles can save you serious money. The latest hot bonus is the 50,000 United Airlines Miles with Chase. You will get 50,000 bonus miles after first purchase. There is no minimum, hence it can be as small as a pack of gum. Also, no fee first year. If you feel there is no need to keep the card after the bonus miles, make sure to call and cancel. Otherwise there will be a $60 fee thereafter

Here’s what to do:

1. Call 1-800-421-4655.
2. Select “manage my account”
3. Provide mileage plus number and zip code. If you are not a member, sign up here.
4. Say “more options”
5. Say “apply for a United mileage plus card”.
6. Tell CSR, “I want to apply the 50K bonus miles promotion”

Terms and Conditions say that this one-time bonus offer is valid only for first-time United Mileage Plus Visa cardmembers with new accounts. However, many claim that they don’t check so ymmv.

I was approved automatically. Also, at the end of the conversation with the CSR, mention 1000 mile upgrade and the $25 United credit. YMMV since it might also stack up.

$25 ING Savings Bonus

ING Direct is an online bank with the quickest $25 bonus I can think of. I have set up some automatic links so you can sign up right away. In order to get the bonus, you must go through my referral link and deposit $250. The $25 bonus will take no longer than a day to show up. There is no monthly or minimum fees. Setup is extremely fast and easy. Not only it’s a quick $25, the account is 1.10% APY and FDIC insured. You can also use this account to send money to other bank accounts such as Chase and Bank of America, and it will count as a Direct Deposit requirement.

Once you got your account open, you can send 50 referrals to your friends and family members to make up to $500 more.

Make sure to deposit $250 for opening deposit

1. ING $25 Referral Link!
2. ING $25 Referral Link!
3. ING $25 Referral Link!

American Express just sent out mass emails to all their cardholders about getting a credit score and report for absolutely free for 30 days. There are no strings attached since it’s set to automatic cancellation. Those with an AmEx card, login into your account first, and go through this special link.

Here’s the email:

Dear XXXXXXX,

Congratulations! You are now eligible to receive your annual complimentary Credit Score and Report, exclusively for American Express ® Cardmembers.

Log in now to see My Credit Score and Report

With this valuable benefit, you will be able to:

* Ensure that the information on your Credit Report is accurate and up-to-date
* Find out if anyone else has viewed your Credit Report
* See how information in your Credit Report affects your Credit Score

With such great complimentary benefits, it’s easy to stay on top of your personal credit information.

Want a more comprehensive look at your credit? By enrolling in CreditSecure® you’ll get:

* Unlimited access to your 3 national credit reports and scores
* 3-Bureau daily monitoring
* e-mail alerts of key changes to your credit activity.

To get the complete picture, enroll in CreditSecure at: www.americanexpress.com/mycreditsecure.

Sincerely,

Customer Care

You must be a new customer in order to get it free for 30 days. No need to be reminded to cancel which is absolutely great. More info on their free credit report and score FAQ.

American Express Premier Gold $150 Bonus

The American Express(R) Premier Rewards Gold Card is currently offering 15000 bonus points = $150 gift cards after $1000 in spending in your first 3 months. You can order coins to fulfill this promotion to do this quickly. This offer is a quick easy way to make $150 bonus. There is no fees for first year, so I would cancel the card before the anniversary if you don’t find it useful.

Offer Details:

1. Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. MR points are very versatile, and can be converted to 15,000 frequent flier miles in a number of programs (or 10 Southwest credits), or you can simply get $150 in gift cards at several stores like Home Depot, Crate & Barrel, or Macy’s. I think you can also get cash equivalents at a reduced ratio.
2. Offers 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
3. Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
4. No annual fee for your first year. After that it is $175.

Are you a Dunkin’ Donuts regular? If so, you can now get $5 for every $25 deposit on your Dunkin Donuts Card when you set up  Auto-Recharge with any American Express card. This is a 20% bonus every time your Dunkin’ Donuts Card auto-recharge for $25 or more. Make sure to sign up by March 31, 2010.

$100 AmEx Preferred Rewards Gold Card

American Express Preferred Rewards Gold Card gives you 10,000 bonus points when you spend $500 within the first three months. The 10,000 points can be exchanged for $100 in gift card to stores such as Gap, Home Depot, Barnes & Noble, etc.

This is a good card for frequent travelers since the membership rewards program allows you to earn unlimited points that do not expire.

There is no fee for the first year. If you do not find the card worth keeping, make sure to cancel the card before the first year anniversary.

Here are some more details about the card:

• First year fee-free – $125 Thereafter
• Get 10,000 Membership Rewards® points redeemable for Rewards right away
• No Pre-Set Spending Limit
• The Membership Rewards® program – a fast, flexible rewards program that lets you
  redeem travel rewards on over 21 airlines.
• Gold Card Events—exclusive access to tickets for select concerts, shows,
  major sporting events, and more in cities nationwide
• Global Assist® Plus Hotline and many more benefits included.

Apply Now!

Most people have heard of the Citi Thank You rewards program, but the Citi Private Pass Rewards gets much less fanfare.  It’s a program all Citi debit and credit cardholders are entitled to and completely free to join. With the Citi Thank You rewards program, it’s usually involved gift cards. The Citi Private Pass provides deeply discounted tickets to concerts, dining, shopping, and sporting events. These tickets are cheap and sometimes free to members of the Citi Private Pass program.

My guess is that the Citi Private Pass caters to the young and hip crowd with its exclusive events and VIP access. They want to capture the demographic who are most likely to spend on entertainment venues at deep discounted prices. Members can also get access to pre-sale tickets with preferred seating reservations. There are also limited movie screening and dining events with many options to choose from. Some of the categories include restaurants, nightclubs, sporting events, shopping, and many more.

Some top events currently available from Citi Private Pass:

1. Music Concert Tickets: Working in conjunction with Live Nation, they are now providing tickets to Tom Petty, Brooks & Dunn, Nickelback, Alan Jackson, and many more. They are also running two for one special for many special music events.
2. Sporting Events Tickets: These include but limited to basketball academy, FIFA World Cup, Grand Prix NY, Ski and Snowboard.
3. Special Events: There is a whole list of VIP access to night life, culinary experiences, shopping, and dining access.

Again, membership is available to all Citi credit and debit cardholders.  If you are the type who enjoy the experiences rather than getting a gift card for your reward points, then call up Citi CSR to inquire them about the Citi Private Pass.  Once a member, go to Citi Private Pass website for all the free and discounted deals that are among the most popular you will find.

Everbank 2.25% APY Accounts

I personally have an EverBank Freenet Checking Account. You get 2.25% APY for the first 3 months and up to 1.46% APY afterward. They have excellent customer services and my account account is extremely easy to navigate.  Adding their Money Market Account and you will get the best combo of any internet banking experience. I highly recommend to bank with Everbank!

By invitation only, your American Express rewards plus cards can save you 20% at Cheesecake Factory and Capital Grille. The spending requirement must be at least $75 at Cheesecake Factory or $100 at Capital Grille for the 20% to kick in. Promo includes the following cards:

The American Express Card, the American Express Rewards Green Card, the American Express Preferred Rewards Green Card, the American Express Gold Card, the American Express Rewards Gold Card, the American Express Preferred Rewards Gold Card, the American Express Rewards Plus Gold Card, and the Premier Rewards Gold Card from American Express .

From the website:

We’d like to say thank you for being a valued Card member. To participate, just register your Card and start enjoying meals at either The Capital® Grille or The Cheesecake Factory®—or both! Once you reach your spending threshold at a restaurant, your statement will reflect a 20% credit on future meals at that restaurant. Register and reach the spending threshold before June 15, 2010 to dine for less. Three easy steps…

American Express Premier Gold $150 Bonus

The American Express(R) Premier Rewards Gold Card is currently offering 15000 bonus points = $150 gift cards after $1000 in spending in your first 3 months. You can order coins to fulfill this promotion to do this quickly. This offer is a quick easy way to make $150 bonus. There is no fees for first year, so I would cancel the card before the anniversary if you don’t find it useful.

Offer Details:

1. Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. MR points are very versatile, and can be converted to 15,000 frequent flier miles in a number of programs (or 10 Southwest credits), or you can simply get $150 in gift cards at several stores like Home Depot, Crate & Barrel, or Macy’s. I think you can also get cash equivalents at a reduced ratio.
2. Offers 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
3. Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
4. No annual fee for your first year. After that it is $175.

These cards are extremely hard to find because they don’t offer 0% APR Balance Transfer cards anymore. Not only the great 12 months 0% APR, but they all have a cap or no balance transfer fee. Very rare to find, but here is the exclusive list:

1. 12 months 0% APR $0 BT fee US Bank TheLinuxFund.org
2. 12 months 0% APR $0 BT fee US Bank Baylor Alumni card
3. 12 months 0% APR $0 BT fee US Bank Prof. Bullrider’s Assoc.
4. 12 months 0% APR $0 BT fee US Bank American Humane
5. 12 months 0% APR $0 BT fee US Bank Sons OF Norway
6. 6 months 0% APR $0 BT fee Barclays Harvard World MasterCard (Alumni). 5000 bonus points first use.
7. 8 months 0% APR $60 Max BT fee RBS People’s United Bank card
8. 12 months 0% APR $75 Max BT fee Barclays Coast to Coast Visa
9. 12 months 0% APR $75 Max BT fee Chase Disney Rewards
10. 12 months 0% APR $75 Max BT fee Chase OptionsXpress Platinum Visa

American Express Premier Gold $150 Bonus

The American Express(R) Premier Rewards Gold Card is currently offering 15000 bonus points = $150 gift cards after $1000 in spending in your first 3 months. You can order coins to fulfill this promotion to do this quickly. This offer is a quick easy way to make $150 bonus. There is no fees for first year, so I would cancel the card before the anniversary if you don’t find it useful.

Offer Details:

1. Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. MR points are very versatile, and can be converted to 15,000 frequent flier miles in a number of programs (or 10 Southwest credits), or you can simply get $150 in gift cards at several stores like Home Depot, Crate & Barrel, or Macy’s. I think you can also get cash equivalents at a reduced ratio.
2. Offers 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
3. Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
4. No annual fee for your first year. After that it is $175.