Of the many Chase Consumer cards out there, the Chase Freedom Cash Visa Card is ranked on top for its cash back program. The card offers 3% cash back on gas, groceries, and quick service restaurants. You will earn 1% for all other purchases. This seem to be rock solid cash back program with groceries, gas, and restaurants(fast food) combination.
You would think that there are cards such as the AmEx Blue which gives you 5% cash back on the same category. However, the AmEx Blue is on a tier system whereas the 5% cash back will only kick in after $6500 in spending. The Chase Freedom Cash Visa Card has no such tier system.
It has no annual fee and up to 6 months of 0% APR on purchases and Balance Transfer. There is a Balance Transfer fee of minimum $5 and maximum of $75 on any single balance transfer.
The best thing about the Chase Freedom Cash Visa Card is you get your rewards in the form of cash and not points. Also, if you waited until you reach $200 in cash back, they will kick in an extra $50. This officially make the Chase Freedom Card to be 3.75% cash back on selective categories and 1.25% cash back on everything else. I personally have the Chase Freedom Cash Visa Card and I highly recommend using it for everyday purchases.
[…] family has chosen to use the Chase Freedom Card (3% on gas, fast food and groceries; 1% on everything else) as our primary money back card. Some […]
[…] have also chosen Chase for our family credit card. The Chase Freedom Card (3% on gas, fast food and groceries; 1% on everything else) is our primary money back card. Some […]