One of my favorite credit cards is the Citi mtvU Student Visa Card. You get 5 Thank You points when you spend every dollar at restaurants, bookstores, movie theaters, video rental stores, and 1 Thank you point everywhere else. This make this card to be 5% cash back on those categories. You can also get 5% back on certain items on Amazon and Itunes. Here are some Citi mtvU Student Visa Card:

• No annual fee
• 6 months 0% APR
• Redeem points for airline tickets, gift cards, and MTV events.
• No minimum income or cosigner needed.

If you submit good grades each semester, you can can get up to 2000 Thank you points. You can still apply for it even if you are not a student. You know.. a continuing grad student?? Yup. Just send your “grades” in to get the free points.

mtvU grade submission form

Earn up to 2,000 ThankYou Points® twice a year for having a good GPA*
GPA ThankYou Points
2.50 – 2.99 250
3.00 – 3.49 500
3.50 – 3.99 750
4.0 2,000

5% Qualified Merchants:
Bookstores
# Amazon.com (certain purchases)
# iTunes
# Barnes & Noble (in store only, not online)Fast Food (alphabetical)
# Arby’s
# Burger King
# Carl’s JR
# Chick Fil A
# DUNKIN DONUTS
# Jack In The Box
# Jersey Mikes Submarines
# McDonalds
# Popeyes
# Quizno’s
# Skyline Chili
# Starbucks
# Subway
# Waffle House
# Wendys
# WhataburgerRestaurants
# Pizza Hut

Movie Theaters
# Rave Motion Pictures
# AMC
# Edwards/Regal

Video Rental Stores
# Blockbuster online