One of the best ways to make/save money is by applying for credit card bonuses. I just found out that the Citi PremierPass Card - Elite Level is offering 20000 bonus points for signing up. 15K bonus points after first purchase and another 5K bonus points after $500 in purchases. If you click on the link, you will only see 15K bonus points offer. Here’s a little Hustler’s trick:

If you click on Citi PremierPass Card - Elite Level, there is only a 15000 bonus points offer showing. However, turn off pop-up blocker, and then exit the page, and you will see the page below.

Premier Elite

If you don’t want the 20000 points for $200 in gift card, then you can exchange it for an airline round ticket in the U.S. When you travel in the continental United States and Hawaii you can get a companion ticket every single time you buy a round-trip Coach Class excursion-fare ticket with your card for $299 or more. Also, for every mile you fly, you will get equal bonus points to the number of miles of your flight.

There is, however, an annual fee of $75. Lets do the math: $200 bonus - $75 fee = $125 profit. You might be discouraged, thinking, *Damn…I really don’t want to pay any annual fee.* Don’t worry, you are on Hustlermoneyblog. Here’s a neat little hustle to get away from the annual fee. Once you get your 20000 bonus points, go ahead and cash them out for an airline ticket or $200 in gift card. Now call the CSR and ask them to convert to the Regular Citi PremierPass Card. This is very simple. It’s just switching to a different card and there is no hard inquiry on your credit. Why? Because the Regular Citi Premier doesn’t have an annual fee. They will simply credit you the $75. Make sure you tell them that you will only keep the card if they reverse the fee and give you the Regular PremierPass. If it doesn’t work, threaten to cancel the card. They will most likely to offer you something to keep you as a customer. Call back to a different CSR if they don’t offer you something good. If they don’t give you anything, you can still cancel and be prorated to the amount of months left on your card. E.G. Cancel after 2 months, hence (2/12) x $75 fee = $63 back since you only have them for 2 months. YMMV.