Here’s a worthy bonus of a hit on your credit score. Citi is now offering $150 bonus after $250 in purchases with the CitiBusiness ThankYou Network with no annual fee.

I wrote previously that anybody can apply for a business credit card. Here’s a quick recap:

Whether you have a home-based business or that you have sold something on Ebay, you can apply for a business credit card. You can put your name as the business name and your social security number as the tax id. Your business is called sole proprietorship and it’s perfectly legal with the IRS.

If you are still having several credit cards that still not meeting your needs? Switch to CitiBusiness Card and find that the CitiBusiness card help you manage your expenses, pay all your bills, and earn rewards for all your purchases.

The best part right now is that there is a 15000 Thank You points bonus after $250 in purchases which convert to $150 gift card bonus in the Thank You Network.

If you click on CitiBusiness ThankYou Network, there is only a 10000 thank you points bonus showing. However, turn off pop-up blocker, and then exit the page, and you will see the page below.

So after $250 in purchases, you will get 15K bonus points to get $150 in gift certificate. The CitiBusiness card also earn 3 points for every dollar spent on eligible business purchases. For all your other purchase, earn 1 point per dollar spent and start redeeming your points for gift cards, merchandise, travel services and more. Another bonus with the CitiBusiness card is that you can receive discounts at participating retailers and online merchants.

Other cardholders benefits include $1 million in travel accident insurance for you and your immediate family, car rental insurance when you decline the car company’s collision coverage, and advanced fraud protection. Then you get travel benefits such as lost luggage coverage, emergency cash replacement, and Citibank’s zero liability policy for unauthorized purchases.

Don’t wait too long, apply now to the CitiBusiness ThankYou Network.