The Christmas shopping season is right around the corner, and your spending is most likely to go way up. Here’s a way to make 5% cash back on EVERYTHING. You heard me right, yes 5% cash back on EVERYTHING for the first 3 months with the Citi CashReturns Card. There is NO CAPS or LIMITS. For example, you family might spend $10000 for the next three months on everything. Whether it’s going out to eat, shopping, airline tickets, etc…you get 5% Cash back of that $10000 which amount to $500 tax-free cash!
After signing up for the Citi CashReturns Card, I would call Citi to allocate my credit line to my new Citi CashReturns Card. I would spend everything on this card, whether it’s a getting a coffee at Starbucks or filling up my tank. The best part is getting cash back and not Thank You points. Checks will be sent automatically upon earning $50.
Some people manage to pay their property tax, income tax, tuition bills, etc for all the big purchases. 5% cash back is one hell of a deal. Once your 3 months is over, get your Wife/Husband to sign up for another 3 months. Also, there is 12 months 0% APR on balance transfer. The balance transfer fee is 3% with no cap, therefore it’s not worth doing balance transfer.
**If you are converting to this Citi CashReturns from another Citi card, you will not get the 5% Cash Back Promotion.**
Quick Summary:
- Earn 5% cash back on ALL purchases for 3 months
- Earn 1% cash back on ALL purchases and eligible cash advances after the first 3 months
- NO LIMIT and NO EXPIRATION on the amount of cash back you can earn
- Checks will be sent automatically every time you earn $50 – no calling necessary
- 0% APR* on balance transfers for 12 months
- No Annual Fee
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