Are you a Dunkin’ Donuts regular? If so, you can now get $5 for every $25 deposit on your Dunkin Donuts Card when you set up Auto-Recharge with any American Express card. This is a 20% bonus every time your Dunkin’ Donuts Card auto-recharge for $25 or more. Make sure to sign up by March 31, 2010.

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Those living around New York/New Jersey area, you can now get $50 bonus with their Commuter Cash back. As long as you are using a Chase debit or credit card, you are qualify for this promotion. Simply enroll your Chase card and make purchases between March 1st and through May 15th of 2010 on all MetroCard purchases such as:

1. Vending Machines and EasyPayXpress™ MetroCard automatic refills
2. LIRR, Metro-North and PATH train tickets
3. NJ TRANSIT tickets/passes
4. New York City Yellow Cab rides

You will get up to $50 from Chase with $10 for every $150 in qualifying purchases. Make sure to enroll your Chase card first and always choose “credit” for your purchases to qualify.

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Here at MyCreditCardsBlog, you will find all the top credit cards around. My latest find is the 5% Cash Back Fort Knox Visa for gas and 1.25% on everything else. You will rarely find another card giving you 5% unlimited cash back on gas. However, you must be part of the Fort Knox credit union to join. No worry. By joining the American Consumer Council(free to join), you are eligible to join Fort Knox Credit Union. The initial requirement for Fort Knox CU membership is only $15, of which $5 represents one share in the Credit Union, and the remaining $10 covers your one-time-only membership fee

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Discover More $50 Bonus and 5% cash back on rotating categories:

The Discover More card gives you 5% cash back on various categories throughout the year. If you go through this special Discover More Card link, you are qualify to get a $50 bonus after $500 in purchases. This card rarely gives out cash sign up bonus so sign up to day through the special link.

* Earn more cash in more ways than anyone else(SM)*
* Unlimited cash rewards, automatically
* Up to 20% Cashback Bonus® when you shop online*
* Double rewards with more than 100 Cashback Bonus Partners*
* Customer Service in less than a minute, anytime you want
* 0% Intro APR for 12 months on Purchases and Balance Transfers
* Apply Now!

Currently, they are giving 5% back on Home Improvement Stores, Departments Stores, and Clothing Stores. Sign up here for those already with a Discover More Card.

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Most of you know that Capital One credit cards have no foreign transaction fees, but I haven’t seen Visa or Mastercard without one. Not until I saw the PenFed Promise Visa with no foreign transaction fees. There is also no balance transfer(BT) fee and no cash advance fee, however it’s not 0% APR.

For those that are a little credit card savvy, you can use this no BT fee to your advantage. Lets say you have a 0% 12 months Balance Transfer offer from another issuer. You can balance transfer to the PenFed Promise card, and your credit will be negative. You can do a Cash Advance or write a check from Penfed card and there will be no fees.

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Most people have heard of the Citi Thank You rewards program, but the Citi Private Pass Rewards gets much less fanfare. It’s a program all Citi debit and credit cardholders are entitled to and completely free to join. With the Citi Thank You rewards program, it’s usually involved gift cards. The Citi Private Pass provides deeply discounted tickets to concerts, dining, shopping, and sporting events. These tickets are cheap and sometimes free to members of the Citi Private Pass program.

My guess is that the Citi Private Pass caters to the young and hip crowd with its exclusive events and VIP access. They want to capture the demographic who are most likely to spend on entertainment venues at deep discounted prices. Members can also get access to pre-sale tickets with preferred seating reservations. There are also limited movie screening and dining events with many options to choose from. Some of the categories include restaurants, nightclubs, sporting events, shopping, and many more.

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Sounds crazy right? This is Legit! Imagine buying anything, paying bills, etc and get 3.35% Cash Back. This does takes a little work since you need the Schwab Visa Card to maximize the cash back. You will get Big Crumbs 1.35% Bonus on top of your credit card. I’ll let you know if there is a higher rate.

First, I need you to join Big Crumbs as CrumbSaver in order to get it to work. Big Crumbs is another site that will give you cash back for buying things online. Currently, you can get 1.35% Cash Back buying American Express Gift Cards. I will pay it with my Schwab 2% Cash Back to get a total of 3.35 Cash Back.

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The credit card Act of 2009 is about to takes effect this Monday, credit card issuers are coming out with new ways to increase their earning according to this WSJ’s article. The new law expects to cost the credit card industry $12 billion a year.

New Tactics to Recuperate their loss Earning:

1. Citi and Bank of America now charge 3% foreign-transaction fees on all foreign transactions including those charged in U.S dollars such as in the Bahamas. Discover is charging a new 2% for foreign purchases since last year.
2. American Express Cardholders will lose their rewards points if they pay late. In order to get the points back, they must pay a $29 fee.
3. Expect higher annual fees, higher balance-transfer charges, and growing charges for overseas transactions. E.G. Citi’s recent $60 fee annual fee.
4. More fees for extra services from requesting a year-end itemization of all your purchases to paper statements or getting extended warranties on purchases.

The article claims that they are going beyond charging fees to increase their profit. They are cutting back their rewards program significantly such as shortening the expiration periods, raising redemption fees or implementing earnings caps on rewards.

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You all know that using a credit card, building your credit limit, and paying your balance on time build up your credit score. It’s always a good idea to check up on your credit score every now and then. Well, there is a free service out here called Credit Karma. It allows to check your Transunion credit score for absolutely free. No credit card sign up and no cancellation requirement. However, this is not the real FICO score, but it gives you a good estimation of where your FICO credit score is.

Simply sign up through the link , which is completely free for credit score approximation. You will need to give up some personal information such as Social Security in order to access your credit report. Credit Karma stands out in their comparison tools. The visual presentation compares you nationally with your age group, location, etc.

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By invitation only, your American Express rewards plus cards can save you 20% at Cheesecake Factory and Capital Grille. The spending requirement must be at least $75 at Cheesecake Factory or $100 at Capital Grille for the 20% to kick in. Promo includes the following cards:

The American Express Card, the American Express Rewards Green Card, the American Express Preferred Rewards Green Card, the American Express Gold Card, the American Express Rewards Gold Card, the American Express Preferred Rewards Gold Card, the American Express Rewards Plus Gold Card, and the Premier Rewards Gold Card from American Express .

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