Most people have the Chase Freedom Cash since you can get 3% cash back on your 3 top categories. I wrote a full review on the Chase Freedom Card. If you wait until to cash out once it reaches $200, Chase will throw in an extra $50 essentially making this card 3% into 3.75% and 1% into 1.25%.
However, there is a Chase Freedom Plus Card that has been features. They include 6 bonus categories instead of 3 and no rewards cap. For new customers, you get 10000 bonus miles after first purchase instead of the regular 5000 points for the regular Chase Freedom Cash.
One drawback is the $30 membership fee. It’s waived for the first year, however you just need to purchase over $1500 in the bonus categories to make that money back. If you have the regular Chase Freedom Card, call the number in the back of your card and ask to upgrade it to the Chase Freedom Plus Card. Make sure to mention offer code BJX9.